Financial & Insurance

Kandy S. Sayrs, D.D.S., P.C. » About Us » Financial & Insurance

Our office offers various options for payment. We extend a 5% senior discount (patients 62 and older) and a 5% courtesy discount to patients paying their services in full with cash or check, either prior to or on the day of their first appointment.  With prior arrangement, we also accept 1/2 of the balance at the time of the appointment and the balance paid over 60 days with no interest.  

Our office accepts MasterCard, Visa, American Express and Discover. You can also pay your bill online from this website.

CareCredit Payment Plans

Because we care about your smile, our office offers CareCredit as a payment option. With CareCredit, you can begin treatment right away and enjoy low monthly payments, so you can save your credit cards for unplanned expenses. There are no upfront costs, no annual fees, and no pre-payment penalties. Patients can finance up to 18 months with no interest and there is also an interest option that allows payments up to 60 months. It can also be used for additional treatment without the need to reapply. To learn more about this option, call 800-365-8292 or visit



Our office accepts most insurance carriers. Our very experienced staff assists our patients in filing your insurance claims, requesting predeterminations as needed, and getting your maximum insurance benefits. We estimate insurance benefits at the time of your visit and provide you with treatment options and approximate co-payment fees.

In addition, we are a premier provider for:

  • Delta Dental
  • Dental Network of America
  • First Commonwealth
  • Several Blue Cross/ Blue Shield plans
  • Cigna Savings Program

Kandy S. Sayrs, D.D.S., P.C.

  • Kandy S. Sayrs, DDS - 1865 N. Henderson St., Suite 9, Galesburg, IL 61401 Phone: 309-342-4144 Fax: 309-344-1637

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